Whitney B

Whitney B Email and Phone Number

Mortgage Underwriter (Freddie, Fannie, USDA, active FHA DE CHUMS, active VA LAPP/SAR ID, Housing, Secondary Market, Encompass Administration, Processing and Closing Supervisor) @ Heritage Bank NA
willmar, minnesota, united states
Whitney B's Location
Garretson, South Dakota, United States, United States
About Whitney B

Experienced Mortgage Underwriter with a demonstrated history of working in the financial services industry. Skilled in trend analysis, efficiency identification and implementation, Overall credit risk analysis, and risk management. Strong underwriting professional with a FHA DE CHUMS ID and VA SAR approval.When I'm not in the office... on the paid holidays usually, you can find me NOT thinking about mortgage (maybe). I've been in the mortgage industry since 2008, I am a 16-year experienced and active underwriter. I have a lot of cross-training experience under my belt. I am open to new opportunities, if the right fit comes along.

Whitney B's Current Company Details
Heritage Bank NA

Heritage Bank Na

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Mortgage Underwriter (Freddie, Fannie, USDA, active FHA DE CHUMS, active VA LAPP/SAR ID, Housing, Secondary Market, Encompass Administration, Processing and Closing Supervisor)
willmar, minnesota, united states
Website:
heritagebankna.com
Employees:
105
Whitney B Work Experience Details
  • Heritage Bank Na
    Mortgage Underwriter
    Heritage Bank Na Oct 2021 - Present
    United States
    View
  • Appraisal Consultants, Llc
    State-Registered Appraiser
    Appraisal Consultants, Llc Jul 2019 - Present
    Sioux Falls, South Dakota, United States
  • Homepoint
    Senior Mortgage Underwriter
    Homepoint Oct 2020 - Oct 2021
    Remote
    View
  • Plains Commerce Bank
    Mortgage Underwriter
    Plains Commerce Bank Aug 2020 - Nov 2020
    Sioux Falls, South Dakota, United States
    View
  • Sioux Falls Federal Credit Union
    Mortgage Underwriter & Processing Supervisor
    Sioux Falls Federal Credit Union Feb 2013 - Jun 2019
    Sioux Falls, Sd
    Responsible for reviewing, analyzing, approving and underwriting complex loans within company and secondary market guidelines. I review financials, interpret credit reports, review appraisals, evaluate debt to income ratios, prepare formal reports for review, ensure documents are consistent, uphold to our company’s quality standards and explain rational behind my credit decisions. I also supervise a team of 5 processors. Responsibilities include monthly one-on-ones, annual performance reviews… Show more Responsible for reviewing, analyzing, approving and underwriting complex loans within company and secondary market guidelines. I review financials, interpret credit reports, review appraisals, evaluate debt to income ratios, prepare formal reports for review, ensure documents are consistent, uphold to our company’s quality standards and explain rational behind my credit decisions. I also supervise a team of 5 processors. Responsibilities include monthly one-on-ones, annual performance reviews, approving time off, hiring/firing, managing work flow, improving process efficiency, resolving loan issues, responding to audits and ensuring a fun and safe work environment! I have Conventional, FHA, VA, RD and SDHDA (1st Time and Repeat Homebuyer) experience and I am FHA DE/CHUMS and VA/SAR Certified. Show less
    View
  • Wells Fargo
    Consumer Loan Underwriter
    Wells Fargo Apr 2008 - Jan 2013
    Sioux Falls, Sd
    Responsible for reviewing, analyzing, approving and underwriting complex loans within company and industry guidelines. I reviewed financials, interpret credit reports, review appraisals, evaluate debt to income ratios, prepare formal reports for review, ensure documents are consistent, uphold to our company’s quality standards, assist with re-negotiation of loans, explain rational behind my credit decisions and provided direction/training to new team members and provided performance feedback to… Show more Responsible for reviewing, analyzing, approving and underwriting complex loans within company and industry guidelines. I reviewed financials, interpret credit reports, review appraisals, evaluate debt to income ratios, prepare formal reports for review, ensure documents are consistent, uphold to our company’s quality standards, assist with re-negotiation of loans, explain rational behind my credit decisions and provided direction/training to new team members and provided performance feedback to supervisors. I have been recognized for having 100% quality and good production on a consistent basis. Show less
    View

Whitney B Education Details

  • Washington High School
    Washington High School
    General Studies

Frequently Asked Questions about Whitney B

What company does Whitney B work for?

Whitney B works for Heritage Bank Na

What is Whitney B's role at the current company?

Whitney B's current role is Mortgage Underwriter (Freddie, Fannie, USDA, active FHA DE CHUMS, active VA LAPP/SAR ID, Housing, Secondary Market, Encompass Administration, Processing and Closing Supervisor).

What schools did Whitney B attend?

Whitney B attended Washington High School.

Who are Whitney B's colleagues?

Whitney B's colleagues are Charlesa Dean, Faith Remaize, Don Mathews, Mandy Kuipers, Kate Seckinger, Dave Henle, Shannon Helseth.

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