Wayne Talley

Wayne Talley Email and Phone Number

Quality Control Auditor and Mortgage Services Analyst @ PHOENIX
Sicklerville, NJ, US
Wayne Talley's Location
Sicklerville, New Jersey, United States, United States
Wayne Talley's Contact Details

Wayne Talley personal email

n/a
About Wayne Talley

With over 20 years of experience, I’m proud of my career on the credit risk and review side of financial services for companies like Radian Guaranty, Wells Fargo, and now PHOENIX. I’m driven to not only assist consumers with achieving some of their financial goals, but also attain professional growth through a range of different lending products in a dynamic and changing industry. Additionally, I embrace being a professional in an industry that is foundational to the health of the economy.Bringing a deeply analytical and meticulous approach to a vast array of sensitive data, and earning a Certified Six Sigma Green Belt, I’m constantly focused on finding ways to improve processes and deliver cutting-edge solutions that are in full compliance with state and local lending regulations. Quality is at the heart of the mission for me in all things.In a business that is fundamentally about knowing people, I’ve become a trusted thought leader and subject matter expert. In leadership, I’ve turned around an inexperienced group into a team of skilled and productive professionals by utilizing my domain expertise and background to maximize operations and margins. Even in an industry that can be challenging to navigate, I’m infectiously optimistic and coordinate with diverse stakeholders at all levels on how to get the best analyses, loans, and messaging to those who need them.I’m always happy to connect with others to discuss how my professionalism can be put to good use. Please message me for a further conversation!

Wayne Talley's Current Company Details
PHOENIX

Phoenix

View
Quality Control Auditor and Mortgage Services Analyst
Sicklerville, NJ, US
Website:
phoenixtma.com
Employees:
233
Wayne Talley Work Experience Details
  • Phoenix
    Quality Control Auditor And Mortgage Services Analyst
    Phoenix
    Sicklerville, Nj, Us
  • Phoenix
    Quality Control Auditor & Mortgage Services Analyst
    Phoenix Oct 2020 - Present
    Denver, Colorado, United States
    I perform comprehensive credit risk analyses and apply expert judgement in evaluations for 10 institutional customers’ complex portfolios concerning their current and prospective borrowers’ loan applications. Service 4 to 5 loans daily.➤ Conduct full due diligence of prefund and post-close audits for loan products covering government (HUD), Jumbo, Non-QM, second mortgage, and home equity line of credit (HELOC) to re-underwrite as necessary.➤ Analyze credit histories, income/financial statements, insurance policies, collateral, appraisals, and other credit documents of borrowers nationwide.➤ Maintain knowledge of and ensure compliance with range of existing and emerging federal, state, and local regulations, including ECOA, CFPB, RESPA, SOX, GLBA throughout all 50 states.➤ Champion culture of accountability and collaboration by regularly performing quality reviews on staff analyses and decisions to deliver best-in-class service organization-wide.
  • Wells Fargo
    Underwriter Iii, Credit Management & Home Lending
    Wells Fargo Feb 2020 - Sep 2020
    Philadelphia, Pennsylvania, United States
    ➤ Underwrote and performed full range of risk reviews on loan products for Wells Fargo’s home lending division. ➤ Performed rapid, 48-hour recommendation turnaround on each case, gathering data and performing credit analyses.
  • Radian Guaranty Inc
    Director, Risk Management - Quality Control
    Radian Guaranty Inc Apr 2014 - Jan 2020
    Philadelphia, Pennsylvania, United States
    ➤ Promoted into new role to define, oversee, and execute scope, strategy, and policy for new non-delegated underwriting BU, with oversight of nine-figure portfolio while still performing crucial quality control of delegated loans.➤ Directed, trained, and developed team of six based all around U.S.; managed all performance and KPIs.
  • Radian Guaranty, Inc.
    Manager, Risk Management & Quality Control
    Radian Guaranty, Inc. Jan 2013 - Mar 2014
    Philadelphia, Pennsylvania, United States
    ➤ Strategized and executed quality control and remedial operations across internal underwriting channels with focus on special investigations and dispute resolution for B2B client base.➤ Managed, trained, and developed team of six direct and two indirect reports to highest risk analysis and QC standards.➤ Comprehensively documented and presented audit findings to leadership entities, including credit committee.➤ Expanded auditing functions beyond client accounts to encompass diverse business units, illustrating an extended involvement beyond client-centric activities; served as SME for frontline QC Department.➤ Identified and rectified knowledge gaps and refined overarching processes, addressing through more thorough conversion of previously unsourced and valuable data.
  • Radian Guaranty, Inc.
    Senior Underwriter, Risk Management & Quality Control
    Radian Guaranty, Inc. Apr 2009 - Jan 2013
    Philadelphia, Pennsylvania, United States
    ➤ Analyzed credit on delegated and non-delegated portfolio while enforcing sound credit policy initiatives and strategies, as well as supporting special projects in line with company objectives to support risk model development and loss mitigation.➤ Conducted meticulous audits of underwriting processes to ensure both content accuracy and adherence to risk management guidelines on behalf of clients to uphold their loan-issuing authority. ➤ Served as designated point of contact and liaison for on-site audits from state regulators/examinators.
  • Pmi Mortgage Insurance Co.
    Field Underwriter
    Pmi Mortgage Insurance Co. Oct 2002 - Apr 2009
    Oct. 2002-June 2006 and April 2008-April 2009
  • Radian Guaranty Inc
    Investigative Underwriter, Loss Management / Special Investigation Unit
    Radian Guaranty Inc Mar 2007 - Mar 2008
    Philadelphia, Pennsylvania, United States
  • Equity One, Inc.
    Manager, Acquisition, Funding & Post Closings
    Equity One, Inc. Jan 2001 - Apr 2002

Wayne Talley Skills

Mortgage Underwriting Mortgage Lending Mortgage Banking Loans Credit Quality Assurance Financial Risk Analysis Insurance Leadership Underwriting Loan Origination Residential Mortgages Management Fha Loss Mitigation Refinance Va Loans Fha Financing Mortgage Servicing Credit Analysis Credit Risk Default Loan Servicing Risk Management Banking Lean Six Sigma Process Improvement Change Management Project Management Quality Control Program Management Cost Control Finance People Management Operations Management Communication Skills Presentation Skills Stakeholder Relationships Budget Management Technology Implementation Risk Mitigation Microsoft Office Microsoft Excel Microsoft Word Microsoft Powerpoint Consumer Lending Portfolio Management Technology Utilization Sql Relational Databases

Wayne Talley Education Details

Frequently Asked Questions about Wayne Talley

What company does Wayne Talley work for?

Wayne Talley works for Phoenix

What is Wayne Talley's role at the current company?

Wayne Talley's current role is Quality Control Auditor and Mortgage Services Analyst.

What is Wayne Talley's email address?

Wayne Talley's email address is wa****@****ian.biz

What schools did Wayne Talley attend?

Wayne Talley attended Thomas Edison State University.

What skills is Wayne Talley known for?

Wayne Talley has skills like Mortgage Underwriting, Mortgage Lending, Mortgage Banking, Loans, Credit, Quality Assurance, Financial Risk, Analysis, Insurance, Leadership, Underwriting, Loan Origination.

Who are Wayne Talley's colleagues?

Wayne Talley's colleagues are Garrett Jimenez, Misty R., Erin Gilbride, Terri Maxey, Fahad Khan, Davon Ballow, Krzysztof Wronski.

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