Cheryl Young Email & Phone Number

Reston, Va

Project Eligibility Reviews for FNMA | FHLMC | FHA | VA. As Project Approval Manager, responsibilities include ensuring all condominium and PUD loans within the company meet Agency/Investor criteria. Additionally:• Develop and maintain Project Approval procedures and guidelines for all branches within the company. • Develop, review, and maintain company project approval questionnaires to ensure compliance with specific Agency(s) guidelines for all project approval review types.• Support the executive team in creating a non-warrantable condominium program for projects which do not meet specific Agency guidelines.• Develop and present company information and training webinars to address industry updates and changes necessary to support and train Loan Officers, and origination and processing teams.• Work closely with Builders, Developers, HOA’s, and sales team(s) to obtain FHA (HRAP/DELRAP), VA and Fannie Mae approvals, on condominium projects. • Ensure all Condominium loans are in compliance with Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines. • Created and manage company wide online condominium database reflecting specific eligibility parameters.

Reston, Va

Residential Mortgage Loan Services. Started in 2005 with SunTrust as the Operations Manager / Underwriter for the newly opened Reston office. During my employment at SunTrust, 2008 market changes led to a transition into origination.

Managed Project Approvals (FHA/VA/FNMA) approvals for all the GMMCLLC affiliated companies. Also worked as a LOA for Top Loan Officer whose main business was new construction condominium lending.

Worked within the Mortgage Division as Project Approval Manager, obtaining Project Approvals for condominiums & PUD's (FHA/VA/FNMA) and Master Appraisal Reports (MAR's - FHA & VA) for the entire VA/MD/DC region. Company was originally Virginia First Mortgage, a new construction/builder specialist. When BB&T bought them, they continued the niche builder lending of VFM.

Vienna, Va

G.A.S.B. was a bank owned Mortgage Company who specialized in new construction Condominium and PUD lending. As a Project Approval Review Specialist, worked with Builders on their FNMA | FHA | VA condo and PUD approvals through these agencies. Also worked on Master Appraisal Approvals through FHA (MARs) and VA (MCRVs).