We are building the financial operating system for the $600B+ CPG traditional retail channel, the engine of emerging market commerce.
This massive ecosystem runs on a broken foundation: 90% of B2B payments are still cash, and 57% of merchants are locked out of formal credit, leading to billions in lost growth.
Finio Pay is rebuilding this infrastructure from the ground up with our "Rails + Intelligence" model.
🚄 The Rails: We embed financial services, “Pay Now” (digital payments) & “Pay Later” (BNPL for inventory), directly into the supply chain via a simple WhatsApp and mobile interface.
🧠 The Intelligence: Our proprietary AI decodes unique “CPG transactional DNA” (a shop’s order history) to generate accurate credit scores where none existed before.
--- Our Impact ---
For our CPG Distributor & Manufacturer partners, we:
✅ Boost Sales by 15-20% by eliminating retailer stock-outs.
✅ Eliminate 100% of credit risk on financed inventory.
✅ Slash reconciliation times by over 40% by digitizing cash.
✅ Provide unprecedented last-mile visibility into their most critical channel.
For Small Retailers, we:
✅ Unlock working capital to fuel their growth.
✅ Provide a gateway to the formal digital economy.
✅ Allow them to manage their business finances from WhatsApp.
We are a team of 2X fintech founders and neobank builders, backed by world-class investors, on a mission to build the foundational infrastructure for the future of commerce.
👇 Get in touch to learn how we're powering the next generation of CPG growth.
#CPG #Payments #FinancialInclusion #EmbeddedFinance #EmergingMarkets #Fintech #TrustAndAccessibility #Lending #Growth #SupplyChain #AI
Company Details
- Employees
- 6
- Founded
- -
- Address
- Bogotá, Co
- Industry
- Financial Services
- NAICS
-
Finance and InsuranceMonetary Authorities-Central Bank
- Website
- https://finiopay.com
- HQ
- Bogotá
Finio Pay Questions
Finio Pay's website is https://finiopay.com
Finio Pay's LinkedIn profile is https://www.linkedin.com/company/finiopay
Finio Pay has
6 employees.
View email and phone details for 6
employees at Finio Pay.
Finio Pay's industry is
Financial Services
Finio Pay's top competitors are
Lifespheres Ai,
Launchscale Lab,
Wallib,
Tiendapp Technologies,
Fináncialo Mejor,
Blind Creator Inc,
Finio, Inc.,
Finiotech,
Motai,
Plenti.
Finio Pay's categories are Financial Services
Finio Pay's founding year is 2023
