Andy Edwards Email & Phone Number

El Segundo, California

Sherman Oaks, California

•Reviews funded and adverse file to verify they adhere to Prospect’s compliance procedures•Extensive knowledge and proficiency in gov’t regulations including CFPB, ECOA, HMDA, TILA-RESPA•Conducts loan file review for systematic examinations of state and federal regulations governing the mortgage lending industry•Responsible for maintaining and uploading Gov’t and state examination results into the Compliance systems to be monitored and analyzed by management•Assists management in determining areas of risk to focus on during the required examination reviews•Validate and analyze branch and state examination findings that are executed by the Compliance team•Continuous and simultaneous communication with senior management of best practices and guidelines to follow through with the implementation of new and efficient processes•Assists management in prioritizing tasks in order to meet internal deadlines and company goals •Ensuring all compliance audits are completed using company’s guidelines and procedures•Collecting and coordinating internal compliance data with Compliance staff for reporting to responsible parties•Demonstrate and encourage integrity and alignment with Company Vision, Mission and Values•Demonstrate initiative on assignments and projects that weren’t assigned that assisted in achieving company’s goals•Maintaining a high level of quality production•Voluntarily assists in training other team members with procedural guidelines and operational skills

Simi Valley

•Ensure documentation and control processes are established and followed Manage regulatory requests on collateral management processes. •Evaluate processes, systems, methodologies and recommended opportunities for change and improvement ensuring time and resources are well utilized. •Resolve customer, clients and internal department issues in a timely and courteous manner by decreasing requests from 98% unresolved to 0% unresolved and fulfilled requests. •Capable of working independently in carrying out responsibilities•Established audit objectives, analyzing business procedures, documenting operating processes, preparing variance analysis, highlighting problems, suggesting improvements, and implementing corrective actions. •Created project testing of internal controls and operational procedures before implementation and offering valuable feedback.•Developed a collateral safeguarding report for my management that reduced response time from our custodians by 24 hours.•Monthly reconciliation of files serviced by outside custodians•Mentor and train new-hires

Simi Valley

•Perform pre-endorsement review of government loans to include entering and validating loan level data within the web based FHA and VA insuring systems •Responsible for obtaining and tracking outstanding Mortgage Insurance Certificate (MIC), Loan Guaranty Certificate (LGC),and Loan Note Guarantee (LNG) within the established time frame •Respond to and reconcile audit requests from HUD, VA and USDA •Responsible for staying up to date on the particular agency requirements and all process changes as FHA, VA and USDA RD publish them. •Analyze and verify customer info•Assisted mortgagors in settling clients’ defaulted property tax responsibilities.•Support internal and external customers on insuring questions or concerns •Analyzing and auditing loan origination documents•Perform general post-closing functions as needed, including but not limited to collateral and loan delivery •Assessed insurability of audit files originating in bank branches.•Oversaw guaranty of loans received from the Department of Veterans.•Responsible for obtaining and tracking outstanding Mortgage Insurance Certificate (MIC), Loan Guaranty Certificate (LGC),and Loan Note Guarantee (LNG) within the established time frame •Responsible for staying up to date on the particular agency requirements and all process changes as FHA, VA and USDA RD publish them. •Support internal and external customers on insuring questions or concerns •Perform general post-closing functions as needed, including but not limited to collateral and loan delivery

Master Of Business Administration (Mba), Business, 3.66

MBA: Concentration in Finance

Bachelor Of Business Administration (B.B.A.), Business Administration And Management, General, 3.5

Bachelor of Science; Business Administration