Andy Simmons Email & Phone Number

Charlotte, North Carolina, United States

Charlotte, North Carolina Area

• Headed governance and underwriting discipline for $320M Middle Market book in the Southeast Division. Stewarded portfolio and book of business mix in overall compliance with The Hartford’s guidelines and field.
• Aligned and supported other partners outside of underwriting to drive profitable growth and ensure efficient use of resources, including actuarial, line of business, claims, learning and Risk Engineering.
• Partnered with actuarial team to continuously evaluate and improve pricing models and book management tools. Targeted profit challenged geography and lines of business to ensure models calibrated to pricing that.
• Coached and mentored underwriting leadership in the Southeast Division on profitable growth, quality and compliance initiatives. Improved historically underperforming quality and compliance metrics to meet target of.
• Involved in all new business and renewals with premium threshold > $1M with approval authority up to $1.5M. Held highest level of authority for Southeast Division, allowing faster decision making for new and renewal.

Houston, Texas Area

• Drove profitable growth of $75M book of Middle Market and Specialty Commercial business in a territory from Houston to El Paso, Texas, all P & C lines. Specialty General Liability included tough products exposures.
• Managed and mentored 8 direct reports and over 30 matrix reports through 2 Directors of Operations and 4 Front Line Managers. Performed internal file reviews in partnership with HO quality team to identify.
• Managed and mentored 8 direct reports and over 30 matrix reports through 2 Directors of Operations and 4 Front Line Managers. Performed internal file reviews in partnership with HO quality team to identify.
• Maintained and established new relationships with agency plant to retain existing book and develop new business opportunities.
• Performed underwriting profit of the book and drove 20 point improvement in Combined Ratio from 2012 to 2015. Show less

Houston, Texas Area

• Oversaw renewal and retention of $65M Middle Market book of business. Managed underwriting referrals within authority letter and refer accounts to home office for approval when outside local authority.
• Coached and mentored 3 direct reports and 10 underwriting support personnel to retain profitable book of business.

Houston, Texas Area

• Developed pipeline of viable new business opportunities to profitably grow existing $12M book of business. Senior Underwriter to Executive Underwriter and granted highest level of field authority. Underwrote and priced.
• Turned around historically underperforming territory during first year and promoted to increasing levels of responsibility. Analyzed existing portfolio and past submission, building pipeline of opportunities to target….
• Turned around historically underperforming territory during first year and promoted to increasing levels of responsibility. Analyzed existing portfolio and past submission, building pipeline of opportunities to target.
• Collaborated with agency plant to retain renewals and actively market for new business opportunities. Show less

Houston, Texas Area

Risk Evaluation and Risk Improvement surveys for current and prospective Middle Market Property & Casualty insureds.Evaluation of risks to evaluate effectiveness of controls to reduce exposure to loss.Actively work with underwriting and risks to develop service plans to reduce loss exposures and add value to client’s business.

Carthage, Missouri

Corporate Risk Management Department of Fortune 500 Manufacturing Company to manage risk and protect the assets of corporation.Led a team of three engineers to oversee risk management of a loss sensitive program.

Master Of Business Administration (Mba)

Activities and Societies: Sigma Iota Epsilon - Management Honor Society for Students with high scholastic achievement.

Bachelor Of Science (Bs)