Brian Cate Email & Phone Number

You have the opportunities but not the cash or credit? Don't let a lack of capital cause you to miss opportunities to grow your business. The lost opportunity costs are just too high. I’ve worked with a wide range of companies over the years from start-up to $30+ million. I’ve helped companies to scale quickly, take on new projects, or capitalize on recent opportunities. Revolving, working capital lines from $50k to $10MM. Personal credit or historical revenue is never an issue. We base our underwriting decisions on who you are doing business with and how much business can you do with them. Call, email or PM me. If I don’t have the solution, I probably know someone who does.

Listed skills include Entrepreneurship, New Business Development, Global Business Management, Strategic Planning, and 44 others.

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  Assistant Vice President

  Southstar Capital

  Oct 2016 - Present - Charleston, South Carolina Area

  Manage a portfolio of 38 active small business lending clients, with a historical total of 147 clients, fostering strong client relationships and delivering tailored financing solutions. Prospect for new clients through targeted outreach via phone, email, and social media, driving pipeline growth and expanding market presence. Processed over 500 business lending applications, conducting thorough underwriting by conducting lien searches, analyzing balance sheet ratios, historical financials, cash flow projections, and assess client creditworthiness, ensuring comprehensive risk analysis. Collaborate with senior management, creditors, investors, and legal advisors to design and implement corporate turnaround, restructuring, and Debtor-In-Possession (DIP) financing strategies for Chapter 11 Bankruptcy. Formulate customized turnaround plans to stabilize operations and improve liquidity. Drafted, reviewed, and presented over 300 term sheets and Letters of Intent (LOIs), collaborating with clients to finalize terms. Guide clients through the entire lending process, from initial application through closing and first funding, providing expert support to facilitate a seamless transaction. Successfully funded more than $60 million in business loans, including commercial receivables financing, sale-leasebacks, DIP lending, and equipment financing, contributing to business growth and client success.