Christopher Galbraith Email & Phone Number

Buffalo, New York, United States

• Prepare weekly and monthly health and drug claim line items for self-funded group billing.• Developed process for Blue Cross Blue Shield plan-to-plan billing of claims from other Blue Cross Blue Shield plans incurred by Highmark New York utilizing Microsoft Excel VBA and macros.• Document and balance billing claims and line items for annual audit.• Prepare monthly NFTA Broker report.• Prepare ERISA 5500 Schedule A reports for group health plan record keeping as required by Federal law.• Automated monthly billing reports for distribution to end users.

Buffalo, New York, United States

• Coordinated timely preparation of $.5B annual administrative expense budget and quarterly forecast templates and reports for senior management.• Managed input of budget and forecast results into PeopleSoft system and coordinated all budget and forecast changes and updates.• Analyzed monthly and year-to-date performance of Strategic Business Units.• Analyzed business unit spending trends.• Wrote monthly Cost Management Report summarizing budget variance analysis for senior management.• Prepared monthly Payroll Rise Report summarizing FTEs and salary performance for senior management.

Buffalo, New York, United States

• Managed the monthly closing of company accounts for a $72.5 million appliance parts distributor.• Prepared monthly financial statements and profitability reports.• Prepared and executed multi-state sales and use tax filings.• Prepared and executed Canadian PST and GST tax filings.• Prepared payroll reports and monthly general ledger journal entries.• Reconciled balance sheet accounts to general ledger.• Managed cash flows, oversaw daily cash position, and reconciled multiple bank accounts.• Executed interbank transfers and electronic payments (ACH and wire).

• Managed the monthly closing of company accounts for an $8.3 million manufacturer.• Prepared monthly financial statements and profitability reports.• Produced an annual budget for a start-up subsidiary.• Prepared and executed multi-state sales and franchise tax filings.• Prepared loan collateral certificates for bank reporting.• Managed cash flows, oversaw daily cash position, and reconciled multiple bank accounts.• Executed interbank transfers and electronic payments (ACH and wire).• Researched issues related to accounts payable invoices and payment status.

Buffalo, New York, United States

• Managed a seven branch expansion project for a regional bank that resulted in a $140 Million deposit gain over four years.• Assembled database of past project financial projections and analyzed these with actual results.• Developed financial models to project future bank branch ATM usage, deposits, loans, income, and expenses utilizing existing network trends and averages.• Collaborated in the documentation of findings on the competitive environment, financial performance, as well as summarization of key findings and project recommendations for various banks and credit unions throughout the United States.• Presented project findings, recommendations, and expansion opportunities to bank and credit union Boards of Directors, and senior management teams.• Represented Verdi & Company in sales presentations on optimization, expansion, and feasibility study products, including but not limited to Verdi services.• Authored three White Papers on the financial aspects of branch and ATM distribution planning issues for Diebold, Inc. newsletter.

Buffalo, New York, United States

• Analyzed monthly and year-to-date performance of Consumer Bank Strategic Business Units.• Analyzed bank branch openings, closings, and consolidations.• Developed funding rates for deposit product budget projections.• Performed market share analysis and prepared reports on the effects of potential acquisitions on M&T Bank’s market position• Wrote memorandums recommending consolidating or closing M&T Bank branches as applicable.

Masters Of Business Administration, Professional Accounting

Bachelor Of Arts, Political Science