David Girard Email & Phone Number

Jacksonville, Florida, United States

Re-underwrote files according to trade specificationsResponsible for income assets, employment history verification.Responsible for ensuring guidelines were followed according to FHA/VA, Fannie Mae, Freddie Mac, and USDA. Conducted due diligence, compliance and collateral reviews for FHLMCManaged production quotas of six (6) or more files per day.

Re-underwrote files according to trade specificationsResponsible for income assets, employment history verification.Responsible for ensuring guidelines were followed according to FHA/VA, Fannie Mae, Freddie Mac, and USDA.Conducted due diligence, compliance and collateral reviews for FHLMCManaged production quotas of six (6) or more files per day.

Cleared conditions in compliance with the level of credit authorityEnsured the timely and accurate packaging of loansInputted proper loan information into the system for processingResponsible for ensuring that all loan documentation is complete and accurateOrdered and coordinated all loan documentationReviewed income and assets to ensure loan salabilityMaintain pipeline reports including but not limited to aged and suspended files

Supervised forbearance changes and payments to ensure complianceProcessed and reviewed incoming information to develop required documentationAnalyzed all government programs documentation to ensure compliance with company guidelinesCoordinated with overseas operations through calibrationUpdated databases for loan modification tracking