Eric Overton Email & Phone Number

Birmingham, Alabama, United States

Birmingham, Alabama Area

As a portfolio manager, I am responsible for ensuring that all portfolio loans adhere to the lender's established credit policies, procedures, business strategy, and regulatory guidelines. I manage and monitor assigned commercial relationships by obtaining and analyzing financial data to assess the accuracy of loan risk ratings. I also monitor the.

Birmingham, Alabama Area

Managed commercial real estate loan portfolio throughout the US. Analyzed rent rolls and financial statements to ensure compliance with financial and debt service covenants. Established and reviewed benchmarks for leasing and financial performance of commercial properties. Ensured compliance with loan policy for new loans and reviewed appraisals, leases.

Birmingham, Alabama Area

Was part of Wells Fargo Commercial Real Estate lending team in Birmingham, Alabama. Responsibilities included in-depth underwriting and analysis of large complex commercial real estate transactions, including loan pools comprised of multiple assets in multiple real estate markets. Also, was involved in management of real estate loan portfolio, completing.

Had a broad range of responsibilities including advanced financial modeling for IRR and NPV of real estate investment opportunities. Other responsibilities included feasibility analysis and due diligence involved with acquisition of existing real estate developments.

Franchise owner of printer cartridge supply company located in Vestavia Hills, Alabama.

Conducted credit risk assessment on commercial loan portfolios by analyzing individual loan transactions for risk rating accuracy, policy compliance, and prudent credit risk management practices. Performed portfolio-level assessments given current and forward-looking risk factors. Conducted risk-based on-site portfolio examinations on commercial loan.

Birmingham, Alabama Area

Underwrote, closed and managed portfolio of commercial construction and real estate interim loans prior to their placement in the permanent market. Property types included multifamily, industrial, office, retail, and self storage.

Birmingham, Alabama Area

Reported directly to Chief Commercial Real Estate Credit Officer and responsibilities included previewing potential commercial real estate loans and working with line relationship managers on structuring sound real estate loans in compliance with bank policy. Prior to this position, but still within the Commercial Real Estate Department, I worked as.

Licensed Certified General Real Property Appraiser in State of Alabama. Ordered and reviewed appraisal reports for bank related financing on all types of commercial real estate loans. Designed appraisal ordering and review database used by department.

Birmingham, Alabama Area

Worked in group that managed bank owened real estate used for operations. Reviewed and negotiated leases and dispositon of bank property (former branches etc). Managed upcoming lease maturities, real esate tax analysis, and reivew and negotiations of easements.

Birmingham, Alabama Area

Completed both commercial and residential real estate appraisals.

Bachelor Of Science, Real Estate Finance

Bachelor of Science in Real Estate Finance

Business

Transfered to UAB in junior year.