Innovative leader and builder of businesses with a blend of exceptional new business development skills, analytical, financial and risk management skills, problem solving and team building abilities. Over 30 years of broad based commercial banking and senior management experience with proven ability to create, build and lead highly profitable and strategic businesses. Strong, broad and proven credit background in numerous asset classes including direct oversight and credit committee membership responsible for approval of all types of high dollar commercial loans including corporate and middle market, commercial real estate, residential real estate, senior housing and energy lending.Specialties: Mortgage Banking. Energy, Senior Housing,Residential Real Estate, Commercial Real Estate and Commercial and Industrial lendingrecruiting and hiring strategiesDeveloping detailed strategic and financial business plansCreation and development of credit policies, guidelines and procedures including risk rating methodologies and toolsBuilding a profitable and high quality commericial loan portfolioCredit decisioning and approval of credit applications