Isaac E. Email & Phone Number

• Establish, develop and maintain relationships with key partners in the community (Business support Organizations, CDFI, local government entities, etc.) • Identify applicants in low to moderate income areas, minority, women owned businesses, review all minimum required documents, additional financials, and other documentation as necessary. • Determine the creditworthiness of applicants. Ensure that all approved applications comply with bank criteria. • Focus on LMI areas and community organizations that support small business owners success. • Assist bank with outreach initiatives, Financial literacy programs and business consulting. • Keep bank within CRA compliance with small business loans.

Develop new referral sources, growing existing partnerships and participating in community events for the purpose of originating commercial loans. • Identify the structure of the appropriate loan products, perform preliminary credit analysis, and collect and review all minimum required documents, additional financials, and other documentation as necessary. • Presenting to local community organizations and local city government officials to help promote the CDFI world and mission of Lendistry.

Dallas/Fort Worth Area

• Ensure effective relationships with all external and internal constituencies to promote and advocate LiftFund the largest Community Development Financial Institution in the United States. Helping Low to moderate income communities grow. • Manage staff in the Central/North Texas and Oklahoma region, support-training program designed for staff members. • Responsible for the management and performance of the loan program. Managing the budget, marketing, production, loan processing, delinquency, charge-offs. • Oversee the Women’s Business Center education for women and minority own businesses technical assistance. • Provide useful, timely and accurate reporting to LiftFund staff members, and other key stakeholders. • Support development and implementation of office policies and procedures as they relate to the activities of the organization and up to date on guidelines affecting Community Development Financial Institutions. • Responsible for supervision for offices in Austin, San Antonio, Dallas, Fort Worth and Tulsa. • Oversee and ensure compliance with all contribution dollars from individuals, grants, corporations and foundations that affect the Texas and Oklahoma region. • Drive outstanding quality control, accuracy and timeliness of information reported internally and externally. • Provide support to internal and external auditors.

Dallas/Fort Worth Area

• Focused on new business and Commercial development.• Maintain existing relationships, responsible for budgeting, marketing and production• Responsible for generating, managing and servicing a portfolio of both business and consumer clients. • Hire and coach agency producers. • Cross sell life insurance and investment services.

Dallas/Fort Worth Area

• Responsible for new business development and proactively growing the portfolio for Commercial and High Net Worth Clients.• Maintain an exceptional level of customer service while maximizing sales in deposits, loans and lines of credits, Insurance and Investment products. Maintaining a solid growth plan for the P&L. • Motivating personal bankers with positive coaching techniques resulting in month over month revenue growth. • Primary contact with underwriters to evaluate and assess credit risk application while maintaining high level of customer service by being proactive in communicating with the borrowers and loan originators. • Advise business clients on capital structure and strategies to implement sound growth. • Achieved the national Pinnacle ranking for 2012, ranked 19th out of 278 Branch Retail Executives

Dallas/Fort Worth Area

• Implemented effective strategies to grow and maintain positive profits for the bank.• Exceeded goals by leading a team of five bankers using positive coaching techniques.• Demonstrated strong leadership skills by taking a non-performing branch ranked 65 out of 67 to becoming rank 10th in the nation and monitoring the performance of team members to ensure efficiency in operational procedures and meeting individual and branch targets.• Focused daily on reviewing campaign report, rolling thirteen-month report, lending report and Personal Banker incentive report to identify areas of improvement to change or modify action plan as well as analyzing data and interpreting profit and loss report to achieve monthly goals.• Supervised the development of growing commercial and consumer banking portfolio.

Dallas-Fort Worth Metroplex

• Managed bilingual Bankcards division for Citi Cards of North America.• Implemented daily strategies to achieve monthly goals.• Managed daily activities of sixty collection agents, four mentors and three Operation Assistants.• Responsible for hiring quality candidates for Citigroup and also a facilitator for new hire orientation.• Analyzed reports and implemented strategies based on data.• Responsible for all agents to follow FDCPA, State laws, and Citigroup Fair Lending Policies. • Developed and coached management skills to Operation Assistants and mentors. • Specialized in effective coaching techniques to promote high productivity.

Mcallen, Texas, United States

• Responsible for business development, advisory and consulting services to formulate buy-sell decisions, analyze markets and shape long-term portfolio strategies.• Negotiated on behalf of investors to purchase land for residential and commercial portfolio.• Worked with complex projects dealing with Architects and general contractors.• Responsible for presentations to franchises and national companies on benefits to relocate or expand in South Texas.• Negotiated with landowners for co-development projects with One Orion Properties.• Assisted clients in measuring the performance of their properties and seek new opportunities to maximize capital growth.

Bachelor Of Arts - Ba, Political Science And Government

Master Of Business Administration - Mba