Head Of Originations Credit Risk
Current2nd Line Head of Originations Credit Risk for Unsecured & Secured Lending products
Apr 2024 - Present
AeroLeads people directory · profile
Karthik S. Email & Phone Number
Head of Originations Credit Risk
at
SoFi
LinkedIn matched
✓ Verified August 2026
3 data sources
Profile completeness 86%
Current company
Role
Head of Originations Credit Risk
Location
Greater Boston, United States
Company size
Who is Karthik S.? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Karthik S. is listed as Head of Originations Credit Risk at SoFi, a with 1641 employees, based in Greater Boston, United States. AeroLeads shows a matched LinkedIn profile for Karthik S..
Karthik S. previously worked as SVP - Consumer Credit Risk at Citizens and SVP - Head of Credit for Citizens Pay, Student Lending & Analytics Center of Excellence at Citizens. Karthik S. holds Mba, Finance & Information Technology from University Of Connecticut School Of Business.
Company email context
Email format at SoFi
This section adds company-level context without repeating Karthik S.'s masked contact details.
SoFi
Review company-level records connected to Karthik S. before choosing the right outreach path.
Profile bio
About Karthik S.
Karthik S. is a Head of Originations Credit Risk at SoFi.
Current workplace
Karthik S.'s current company
Company context helps verify the profile and gives searchers a useful next step.
Sofi
9 roles
Karthik S. work experience
A career timeline built from the work history available for this profile.
Svp - Consumer Credit Risk
* Head of First Line Credit Risk for Unsecured Lending - Credit Card, Citizens Pay (POS / BNPL), Deposits (DDA/ODLOC) & Collections Oversight* Oversaw a high-performing team of 20+ Vice Presidents, Senior Credit Risk Managers and analysts to develop, monitor & oversee credit underwriting and portfolio management strategies for Unsecured portfolios* Led comprehensive regulatory exams in multiple products with successful outcomes
May 2023 - Apr 2024
Svp - Head Of Credit For Citizens Pay, Student Lending & Analytics Center Of Excellence
Dec 2021 - May 2023
Vp/Svp - Various Progressive Leadership Roles In Credit Risk & Advanced Analytics
* Led Credit Risk for Unsecured Installment Lending (Personal Loans) & Student Lending * Incubated and led an Analytics Center of Excellence - an in-house credit modeling, data science and advanced analytics solutions development team
Jun 2018 - Dec 2021
Vice President / Director - Credit Risk
Led Collections and Recovery Strategy for Unsecured & Secured Consumer Lending
Sep 2014 - Jun 2018
Avp - Marketing Decision Management Lead
- Marketing Decision Management Lead:Managed BT Strategy Optimization & offer calibration; Developed a well-received Customer Engagement benefit framework that let Barclays cross-sell true value prop to existing customers- Risk Analysis Lead (Credit Risk):Developed & maintained several operational risk strategies in Collections, including behavior-based treatment sequencing through multiple channels - Senior Analyst / Business Analytics Manager:Built & maintained… Show more - Marketing Decision Management Lead:Managed BT Strategy Optimization & offer calibration; Developed a well-received Customer Engagement benefit framework that let Barclays cross-sell true value prop to existing customers- Risk Analysis Lead (Credit Risk):Developed & maintained several operational risk strategies in Collections, including behavior-based treatment sequencing through multiple channels - Senior Analyst / Business Analytics Manager:Built & maintained delinquency bucket volume movement forecasts & Portfolio risk evolution forecasts for US Cards Show less
Sep 2006 - Aug 2014
Credit Risk Analyst / Business Information Analyst
Responsible for Collections Risk strategy development & execution for Direct Mail channelPart of team that built out the Recovery (non-performing asset) strategy - vendor placement, legal & sale;
Jun 2003 - Aug 2006
Graduate School Intern (Financial Analysis)
Performance Guarantees Analysis & Reporting
May 2001 - May 2002
Retail Banking Officer
Mar 1998 - Aug 2000
Team & coworkers
Colleagues at SoFi
Other employees you can reach at sofi.com. View company contacts for 1641 employees →
MP
Mansukh P.
Colleague at SofiSeattle, Washington, United States
View →
MD
Matthew Doran
Colleague at SofiHelena, Montana, United States
View →
RS
Rob Skinner
Colleague at SofiWest Jordan, Utah, United States
View →
JD
Joey Dominguez, Mba
Colleague at SofiDallas-Fort Worth Metroplex, United States
View →
JG
Jessica Grier
Colleague at SofiCharlotte Metro, United States
View →
VD
Veronica Dang
Colleague at SofiSan Francisco, California, United States
View →
PH
Phung Hoang
Colleague at SofiDallas-Fort Worth Metroplex, United States
View →
EJ
Erin Johnson
Colleague at SofiUnited States
View →
MM
Morgan Morton
Colleague at SofiHerriman, Utah, United States
View →
RR
Robert Reilly
Colleague at SofiDallas-Fort Worth Metroplex, United States
View →
Mansukh P.
Colleague at SofiSeattle, Washington, United States
View →
MD
Matthew Doran
Colleague at SofiHelena, Montana, United States
View →
RS
Rob Skinner
Colleague at SofiWest Jordan, Utah, United States
View →
JD
Joey Dominguez, Mba
Colleague at SofiDallas-Fort Worth Metroplex, United States
View →
JG
Jessica Grier
Colleague at SofiCharlotte Metro, United States
View →
VD
Veronica Dang
Colleague at SofiSan Francisco, California, United States
View →
PH
Phung Hoang
Colleague at SofiDallas-Fort Worth Metroplex, United States
View →
EJ
Erin Johnson
Colleague at SofiUnited States
View →
MM
Morgan Morton
Colleague at SofiHerriman, Utah, United States
View →
RR
Robert Reilly
Colleague at SofiDallas-Fort Worth Metroplex, United States
View →
4 education records
Karthik S. education
Mba, Finance & Information Technology
Education record
Executive Banking School (Cba)
Higher Secondary, Mathematics & Science
Psbb
Bachelor'S Degree, Science
FAQ
Frequently asked questions about Karthik S.
Quick answers generated from the profile data available on this page.
What company does Karthik S. work for?
Karthik S. works for SoFi.
What is Karthik S.'s role at SoFi?
Karthik S. is listed as Head of Originations Credit Risk at SoFi.
Where is Karthik S. based?
Karthik S. is based in Greater Boston, United States while working with SoFi.
What companies has Karthik S. worked for?
Karthik S. has worked for Sofi, Citizens, Citizens Bank, Barclays, and Hsbc.
Who are Karthik S.'s colleagues at SoFi?
Karthik S.'s colleagues at SoFi include Mansukh P., Matthew Doran, Rob Skinner, Joey Dominguez, Mba, and Jessica Grier.
How can I contact Karthik S.?
You can use AeroLeads to view verified contact signals for Karthik S. at SoFi, including work email, phone, and LinkedIn data when available.
What schools did Karthik S. attend?
Karthik S. holds Mba, Finance & Information Technology from University Of Connecticut School Of Business.
Find 750M verified contacts
Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.
Start free trialPeople with similar names
Check these profiles if this is not the Karthik S. you were looking for.
View similar profiles
