Keith Hand Email and Phone Number

Commercial account manager for special asset dealership floorplan accounts.

Coordinated and conducted due diligence reviews of dealerships. Interacted with dealership principals and key employees to complete engagements. Analyzed, reported and managed findings. Communicated findings to GMF management and dealer principals.

Reviewed business banker proposals on middle market commercial customers. Structured and underwrote commercial loans. Facilities $1 to 10 million each.

Team lead acct risk management for five professional account managers. Provided ABL financing for 100 dealerships and trucking companies. Portfolio management responsibility for training, daily funding, customer service levels, and risk management on ABL segment. Obtained strong Net Promoter Scores from customers yearly. Business segment closed in late 2010.

Relationship account risk manager responsible for 20 dealerships and trucking companies with ABL financing lines. Managed positive relationships between customers and lender, and grew lending relationships. Approved daily funding and reviewed collateral. Performed ongoing risk reviews and credit write-ups for line increases. Remediated accounts when necessary. Supervised loan analysts, collateral analysts, and field examiners for accounts under management.

Serviced specialized lending working capital ABL loans for commercial truck and trailer dealerships on Stucky system. Performed on-site client audits with regard to these inventory and parts and service receivable loans.

Planning analyst working on consolidation of unit budgets and forecasts into corporate wide plans.

Managed financial floorplan audits for truck and trailer dealerships. Responsible for the field audit, training, review of work papers, and preparation of written close-out report and verbal presentation of findings to management and dealer principal.

Performed financial floorplan audits for truck and trailer dealerships. Responsible for completing on-site work papers for audit sections and assimilating all significant findings to lead auditor.