Lillian Sullivan Email & Phone Number

Currently serves as Risk Consultant of Abrigo, a leading technology provider of compliance, credit risk, and lending solutions that community financial institutions use to manage risk and drive growth.Abrigo enables U.S. financial institutions to support their communities through technology that fights financial crime, grows loans and deposits, and optimizes risk. Abrigo’s platform centralizes the institution’s data, creates a digital user experience, ensures compliance, and delivers efficiency for scale and profitable growth. Learn more at abrigo.com.

Hilton Head Island, South Carolina

Oversight of Credit Administration functions and staff including:~Member of the mergers and acquisition team responsible for mapping, converting, and integrating loan portfolios for two transactions. ~Prepare the quarterly allowance for loan loss package in its entirety to include the impaired and pooled loan analysis as well as the narrative. ~Coordinate and schedule timely loan reviews of the Bank's portfolio, which result in low levels of exceptions and reduce overall credit risk.~Prepare the monthly and quarterly board reports, which encompass the tracking of concentration levels, key performance ratios and risk levels of the loan portfolios. ~Monitor and manage indirect lending portfolios totaling $100 million. ~Partnered in implementation projects of new systems to improve efficiencies within the bank, to include, but not limited to, nCino, Sageworks and Moody's Impairment Studio.

Hilton Head Island, South Carolina

~ Paired with senior management in relocation efforts of local branch. ~ Managed a team of three within the teller and customer service departments. ~ Developed new commercial and consumer relationships by offering commercial / consumer products, which resulted in more market share for the Bank.

Hilton Head Island, South Carolina

~ Managed a commercial and consumer loan portfolio of $30 million, which included coordinating with borrowers on new loans and renewals, financial coaching, exceptions, past due management, correspondence and financial tracking ~ Partnered with Chief Credit Officer to administer the results of Management Loan Review Committee, a committee which encompassed total credit exposures greater than $500,000 and analyzed the full relationship to determine appropriate risk grades on each credit and borrower (responsibilities included keeping minutes, preparing agendas, auditing and tracking presentations) ~ Analyzed current market data to prepare reports outlining trends in real estate sales and values, which determined the present status of the Bank’s portfolio ~ Experienced in commercial and consumer global financial analysis ~ Assisted in the origination of Cash Management Services for the Bank, including the creation of the set up and comparative analysis forms ~ Paired closely with the Special Assets department regarding local real estate values and preparation of support documentation, such as financials, payment histories, and plans for potential recoveries ~ Coordinated directly with Chief Operating Officer on market’s past due reports, loan maturities, and providing an overview of special assets and their status

Hilton Head Island, South Carolina

~ Responsible for developing the sales of new accounts and maintaining existing relationships by providing education and technical support throughout Beaufort and Jasper Counties ~ Prepared and presented sales proposals, which included commercial and consumer banking products ~ Managed teller and customer service departments, which consisted of up to seven individuals ~ Developed new commercial and consumer relationships by offering commercial / consumer bank and insurance products, which included fixed annuities and health savings accounts

Atlanta, Georgia

~ Tax preparation for high net worth individuals.