Mark B. Email & Phone Number

Cleveland/Akron, Ohio Area

Created a more streamlined plan to effectively cut file time review by an average of 1 to 2 weeks. Created multiple databases to keep track of all defaulted mortgages. Evaluated and underwrote loss mitigation applications such as extension, re-age, repayment plan, forbearance plans, modifications, short sale, deed-in-lieu, and settlement for both portfolio.

Used company parameters, FHA, and Freddie MAC to determine if the risks of offering a mortgage loan to the borrower were acceptable. As underwriter, most of the risks and terms were considered under the three C's of underwriting: credit, capacity, and collateral.

Garfield Hts, Ohio

Responsible for the administration and efficient day to day operation of a full service credit union. This also includes operations, lending, product sales and customer service in accordance to all credit union policies and guidelines. Developing new deposit and loan business while providing a sales and service culture to our employees for our members.This.

Garfield Heights, Ohio

Performed heavy bank reconciliations and cash flow statements. Oversight of mortgage, consumer and commercial loan department and a support staff of 25.Estabished direct automoblile financing for multiple dealerships including motorcycle and ATV.Oversaw title/escrow and collection departments to make sure the adhere to company standards as well as Dodd.

Cleveland/Akron, Ohio Area

Evaluated loan and line applications to determine acceptability and compliance according to state and federal guidelines. Determined credit worthiness, meeting established guidelines. Relayed inquiries in a timely manner, maintaining benchmarks and quality for new approvals and existing loans. Ensured compliance with standard Fannie Mae/Freddie Mae.

Cleveland/Akron, Ohio Area

Analyzed equity and fixed rate loan applications for B and C sub prime applications. Used advanced analytical knowledge to determine credit and income worthiness of individual submissions. Reviewed appraisals, title work and tri-merge credit reports to determine final approval status.