Mark Miles Email and Phone Number

•Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.•Generate and compare financial ratios to evaluate customers' financial status.•Consult with customers to resolve complaints and verify financial and credit transactions.•Prepare reports that include the degree of risk involved in extending credit or lending money.•Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.•Confer with credit association and other business representatives to exchange credit information.•Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.•Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.•Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.•Separate the signal from the noise by finding the patterns that really matter when determining the health of a business, reading between the lines as presented on income statements, balance sheets and cash flow analyses.

Responsible for all logistics management and DOT ComplianceResponsible for warehouse management, scheduling and inventory reconciliationHandle all aspects of sales accounts: Sales, Purchasing, Logistics, Account Creation, Credit Risk Analysis, Billing and Accounts ReceivableDeveloped standard forms for Contact Letters, Quote Sheets, Warehouse Management and Credit Applications

Perform Database Variance Analysis for outside plant installationsServe as team leader for plant reconditioning in deadline-driven environmentConsistently earn high marks on performance metrics