Martin Smith
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Martin Smith Email & Phone Number

Head of Consulting: Fintech, Financial Services at Equifax UK
Location: Leeds, England, United Kingdom 9 work roles 1 school
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Current company
Role
Head of Consulting: Fintech, Financial Services
Location
Leeds, England, United Kingdom
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Martin Smith is listed as Head of Consulting: Fintech, Financial Services at Equifax UK, a with 228 employees, based in Leeds, England, United Kingdom. AeroLeads shows a matched LinkedIn profile for Martin Smith.

Martin Smith previously worked as Director of Strategy and Innovation at Jaywing and Head of Product Development | Consultancy: Credit Risk, Marketing, Data Management & Data Innovation at Jaywing. Martin Smith holds Bsc (Hons), Mathematics from University Of Leeds.

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Equifax UK

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About Martin Smith

I am a data consultant and innovation director with over 25 years’ experience. I’ve advised a vast range of companies on projects which optimise the value of their data, defining transformative programmes to maximise profitability. I have an intuitive grasp of how the application of data techniques can solve business problems, developing pragmatic solutions which bring data to life and realise benefits to clients - regardless of sector.At Jaywing, I had a broad remit, leading product development and innovation as well as doing hands-on client consultancy in areas such as data management, risk, fraud, decisioning, marketing analytics and the application of AI. I developed award-winning solutions, such as Archetype, a modelling platform that enables the creation of controlled, explainable predictive models using Neural Networks – transformative models which are robust enough for use in banking but just as applicable in fraud detection, marketing propensity and a host of other applications where existing data can be used to predict outcomes, driving significant savings in cost, risk and fraud losses and maximising profitability. I acted as a spokesperson in areas such as AI, fraud and data regulation, worked with clients of all shapes and sizes, and led a number of software developments including market-leading approaches to marketing attribution, digital analytics, online Collections and commercial lending decisioning.Now at Equifax, I work with clients in the financial services and fintech space, showing them how they can take advantage of innovations like Open Banking and Income Verification, integrating new approaches with more traditional data to speed up the decisioning journey whilst improving the quality of the decision being made. Whether you’re an established player looking to improve, or a new entrant looking to make sense of the vast array of data and decision platforms that are out there, I can help.I’ve worked in senior roles at all three of the UK’s credit reference agencies, as well as in consultancy and banking; I’ve consulted with companies of all shapes and sizes, and while my career started in IT development, I’ve also undertaken roles which encompass sales, marketing, software development and product design. Unifying all of these is a burning question that has never been more relevant: how do we do better things with data?

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Equifax UK
Equifax Uk
Head of Consulting: Fintech, Financial Services
london, london, united kingdom
Website
Employees
228
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9 roles

Martin Smith work experience

A career timeline built from the work history available for this profile.

Head Of Consulting: Fintech, Financial Services

Current

Leeds, England, United Kingdom

Apr 2022 - Present

Director Of Strategy And Innovation

Leeds

Helping Financial & Professional Services organisations do great things with data, improve their marketing or transform their approach to credit risk. Innovation and proposition lead for Jaywing plc; particular interest in using explainable AI to drive better decisions.

Aug 2020 - Mar 2022

Head Of Product Development | Consultancy: Credit Risk, Marketing, Data Management & Data Innovation

Leeds, United Kingdom

Data Management and Credit Risk / Marketing consulting within Jaywing's Consultancy practice, with responsibility for product development, client projects and oversight of Jaywing's data innovation lab.Key deliverables included the Archetype platform, a Software-as-a-Service offering which enables clients' data scientists to build advanced, controllable, explainable models from their own data, using patent-pending mathematical techniques which prevent the AI from generating unexpected… Show more Data Management and Credit Risk / Marketing consulting within Jaywing's Consultancy practice, with responsibility for product development, client projects and oversight of Jaywing's data innovation lab.Key deliverables included the Archetype platform, a Software-as-a-Service offering which enables clients' data scientists to build advanced, controllable, explainable models from their own data, using patent-pending mathematical techniques which prevent the AI from generating unexpected outcomes. Archetype has so far won 7 industry awards. Additional software development covering diverse data challenges such as: IFRS9 regulatory modelling, Digital Single View of Customer from browser and device sessions, an SEO / PPC performance tool for small businesses and a browser-based commercial lending decisioning platformAdditional consultancy work with clients through our technology practice, in areas such as marketing attribution, econometrics, client onboarding and decisioning and the advanced use of machine learning to infer meaning from unstructured text. Show less

Oct 2014 - Aug 2020

Consultancy | Consumer Information

Nottingham, United Kingdom

Consultancy for Experian's consumer information bureau. Expertise in all aspects of the use of consumer data to make improved risk and marketing decisions across the customer life cycle, from multi-bureau acquisition and the development of a single customer view through to pre-delinquency and Collections.

Mar 2014 - Oct 2014

Business Development Director

Nottingham, United Kingdom

Business Development within Experian's Credit Services expert markets division, focusing on Customer Management and Collections products, data and software solutions to enable clients to improve strategies around risk and debtor management, churn and attrition, limit management, pre-delinquency, income generation and decision implementation.Primary focus on the Banking, Financial Services, Sub-prime and Telecommunications sectors.

Dec 2011 - Feb 2014

Head Of Risk Product Development | Consultancy

Wakefield, United Kingdom

Product development and consultancy-led sales of Jaywing's risk products, including Smartdecisions (multi-bureau decision platform based on Provenir environment), Foil (fraud detection scorecards), Smartfraud (postcode-based Fraud and Risk index), Digital Collections (online debt collection service) and analytical resourcing.Hands-on consultancy and project lead covering analytics, scoring, decision system development / deployment and MI delivery with organisations such as Lloyds… Show more Product development and consultancy-led sales of Jaywing's risk products, including Smartdecisions (multi-bureau decision platform based on Provenir environment), Foil (fraud detection scorecards), Smartfraud (postcode-based Fraud and Risk index), Digital Collections (online debt collection service) and analytical resourcing.Hands-on consultancy and project lead covering analytics, scoring, decision system development / deployment and MI delivery with organisations such as Lloyds Banking Group (TSB Bank divestment), RBS, Mint, Citibank, Egg, Standard Bank, Shop Direct, Garanti Bank and HSBC. Show less

Feb 2006 - Dec 2011

Head Of Product Development

Leeds, United Kingdom

Lead product development role for a credit reference agency - encompassing credit reporting, fraud, anti-moneylaundering systems, geodemographic products, consumer website development, decision processing.

Apr 2004 - Feb 2006

Decision Systems Development Manager

Leeds, United Kingdom

Decision system development in credit scoring and control, multi-channel marketing analytics and deployment, consumer acquisition, customer targeting, internet banking, account aggregation, data warehousing and information management.

Aug 2000 - Apr 2004

It Project Leader / Analyst Programmer

Leeds, United Kingdom

System development in marketing & CRM systems, internet banking and peripheral banking system development. Main technologies included Java, Focus, DB2, SQL, VMS. Latter period included project leading the development of Text Message Banking and close involvement in the relaunch of First Direct's internet banking services.

May 1996 - Aug 2000
Team & coworkers

Colleagues at Equifax UK

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1 education record

Martin Smith education

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What company does Martin Smith work for?

Martin Smith works for Equifax UK.

What is Martin Smith's role at Equifax UK?

Martin Smith is listed as Head of Consulting: Fintech, Financial Services at Equifax UK.

Where is Martin Smith based?

Martin Smith is based in Leeds, England, United Kingdom while working with Equifax UK.

What companies has Martin Smith worked for?

Martin Smith has worked for Equifax Uk, Jaywing, Experian, Callcredit Information Group, and First Direct.

Who are Martin Smith's colleagues at Equifax UK?

Martin Smith's colleagues at Equifax UK include Karl-Magnus Wadsack, Anisa Ali, Suzanne Forbes Fcippdip, Dipfa Mlibf Fpir, Nathan Gumbs, and Emeka Oguejiofor.

How can I contact Martin Smith?

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What schools did Martin Smith attend?

Martin Smith holds Bsc (Hons), Mathematics from University Of Leeds.

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