Primary practice in retail, commercial and residential real estate, acquisition financing, mortgage loan documentation, loan workouts, corporate bonds and general business/corporate matters. Extensive experience evaluating claims made against private mortgage insurance.

Office of Disaster Assistance: Case Manager for secured, unsecured, home and business disaster loans; drafting of secured home and business loans; Drafting of Collateral Opinions and Endorsement of loan disbursements.

Leading multinational transportation services provider of passenger, freight, management and maintenance services. Largest North American provider of intercity bus transportation with 9,000 employees, carrying 22 million passengers annually between more than 2,400 retail outlets.

Primary counsel to Real Estate, Environmental, Marketing, Charter and ADA Departments with extensive transactional representation of Insurance/Risk Management, Food Service, Corporate Communications, Tax, Information Technologies and Accounting Departments. Accomplishments included: Representation of all corporate departments in the negotiation and documentation of contracts with national and regional vendors involving products and services; Negotiated and documented the sale and acquisition of all improved and unimproved retail/commercial properties nationwide with an aggregate value exceeding $300 Million; Negotiated and documented all commercial and retail leases for terminal, garage, and food service locations, as well as all design and construction agreements with architects, construction managers, contractors and subcontractors for new construction and renovations; and Developed and supervised the implementation of all company policies, practices and procedures for the Environmental Department that managed 13 major garages and over 125 fueling locations; Direct negotiation of consent decrees with the Department of Justice and Environmental Protection Agency, as well as negotiated with civic leaders, city attorneys and police in major metropolitan areas to obtain cooperation involving condemnation, safety, relocation and zoning issues.

Reviewed and documented all state and federal grant and subsidy applications, certifications and award documentation; Managed litigation involving breach of contract, discrimination, condemnation, Americans with Disabilities Act (facility and operational), property damage, lien foreclosures and environmental matters, including state and federal administrative claims; and Approved all alterations and modifications to company form agreements.

Primary practice in commercial real estate, banking, and general business. Extensive experience in the following areas:Negotiation and documentation of mortgage loan transactions secured by real estate, leasehold estates, trade fixtures, equipment, accounts receivable, joint venture interests and stock;Negotiation and documentation of commercial leases, the sale and acquisition of improved and unimproved retail/commercial properties, including extensive tenant landlord representation in lease matters;Representation of national banks, state non-member banks, one bank holding companies, and federal savings associations in connection with regulatory compliance, portfolio acquisitions, commercial and residential foreclosures, and general corporate matters; Preparation and submission of applications and notices to regulatory agencies covering bank mergers, acquisitions and branching; Incorporation, merger, consolidation and dissolution of domestic, foreign and close corporations; Preparation of partnership and joint venture agreements, corporate consents/resolutions, buy-sell, option, employment, consulting and management agreements; and Negotiation and documentation of stock and asset purchase transactions.