Michael Howard Email & Phone Number

As a Fixed Cost Analyst at SIB Fixed Cost Reduction, I combine my analytical skills and passion for efficiency to help businesses optimize their expenses. My journey into finance began with two summers at Egan-Jones Rating Agency, where I worked as a Structured Financial Analyst intern. There, I honed my ability to prepare detailed financial statements, analyze risks, and provide accurate risk ratings.At SIB, I focus on in-depth financial analysis to identify cost-saving opportunities for clients. My responsibilities include analyzing invoices and contracts to uncover inefficiencies, creating detailed savings reports that provide actionable insights, and ensuring that service levels are maintained through close collaboration with vendors. My strong quantitative skills, particularly in financial modeling and data analysis, along with my ongoing learning in Python, allow me to tackle complex financial challenges effectively.I graduated cum laude from the University of South Carolina, where I was also a Capstone Scholar, and am currently pursuing a master's in finance from Georgetown University. My academic achievements reflect my commitment to continuous learning and growth.