Michael A. Perlman is a distinguished mortgage loan officer with extensive experience with his mortgage career commencing in 2005 after earning a Bachelor of Arts in Business Management from SUNY New Paltz. Michael's expertise encompasses a broad range of financing options, from residential to commercial loans, catering to diverse client needs across various states. Licensed to manage residential mortgage transactions in New York, New Jersey, Connecticut, Florida, and Pennsylvania, Michael also extends his services to commercial and investment loans across nearly all states. His proficiency covers an impressive array of financing types including Conventional, Non-QM, FHA, VA, Hard Money Loans, SBA Loans, Bridge Financing, Blanket Financing, Lite Doc, No Doc, 100% Financing, Non-Warrantable Condo and Coops, Fix n' Flip Programs, Construction Loans, Renovation Loans, and Reverse Mortgages. His versatility makes him a reliable partner for financing projects as varied as small cooperative units to multi-million dollar hotel constructions. A VA mortgage specialist, Michael's commitment to serving veterans and military families is deeply personal, drawing from his own background in a military family where his father and both grandfathers served. His approach is characterized by forthrightness and open communication, ensuring that all clients feel comfortable and trusting in their financial dealings. Michael is known for his unwavering dedication to his clients, being readily available day, night, or weekend, showcasing his selfless commitment to meet their needs and exceed their expectations. With a comprehensive understanding of the mortgage landscape and a client-first philosophy, Michael continues to be a trusted advisor and an invaluable asset to those navigating the complex world of mortgage financing.