Michael Vogan Email & Phone Number

Philadelphia, Pa, Us

Philadelphia, Pennsylvania, United States

-Led a Data Science team in Technology org. to build advanced models for use across the Enterprise.-Built recommendation systems using content based KNN and Tensorflow Recommenders to drive 2.5% incremental customer engagement lift and $700K annual revenue.-Developed mortgage price elasticity model using negative binomial hurdle methodology.-Created cloud data pipelines and deployed Streamlit apps to monitor live model results.-Productionized models in Snowpark (Pyspark) and deployed Sagemaker API for use by downstream applications.-Thoroughly documented for model risk management with performance monitoring procedures.-Thought leader in Data Science to drive AI transformation.

Fort Washington, Pennsylvania

- Lead a data science team to optimize auto loan and lease remarketing proceeds- Create a discrete time hazard model and search algorithm to optimize auction prices- Design, implement, and analyze statistical A/B tests of models and pricing strategies- Perform rigorous economic and statistical analysis of critical strategic initiatives- Manage implementation and automation of data pipelines- Communicate results to senior management through presentations and reports

Greater Philadelphia Area

Greater Philadelphia Area

-Product manager for an econometric residual value forecasting model-Lead modeler responsible for both model development and production deployment of forecasting models-Create economic thought leadership in the automotive space communicated via monthly reports, research papers, webinars, and conference presentations-Collaborate with product strategy and IT to expand software and data offerings in the automotive space-Manage client relationships and customer experience-Identify new opportunities by providing technical sales support

Greater Philadelphia Area

-Built custom and off-the-shelf econometric credit risk models for auto loan, auto lease, home equity, and mortgage portfolios-Developed models using a variety of econometric techniques at the portfolio, vintage, and loan level-Presented models and findings to clients throughout model development in order to understand and accommodate their unique needs and requests-Thoroughly documented models for CCAR and DFAST stress testing and validation-Conducted research about auto and home equity consumer credit products published in monthly and quarterly reports

Greater Philadelphia Area

- Researched the credit lifecycle of new credit bureau entrants using proportional hazard models- Coauthored a paper studying the effect of news on consumer reaction to data breach incidents- Provided research assistance to understand the relationship between student loan borrowing and entrepreneurship- Created a novel algorithm to identify families over time in credit bureau data- Organized a workshop with industry participants on the subject of Bitcoin

Greater Philadelphia Area

- Conducted econometric analysis for research projects in the Payment Cards Center- Programmed in SAS, Python, and R- Co-authored two papers on identity theft and it's relationship to consumer credit behavior- Used logistic regression, Difference-in-Difference, and propensity score matching techniques to understand student loans and bankruptcy- Studied, cleaned, and combined very large datasets for analysis

Newark, De

- Worked as a lab instructor for Introduction to Statistics 1 & 2- Taught five weekly lab sessions where I gave supplemental lectures and demonstrated the use of Minitab in applying statistical theory to real world data sets- Other duties included administering quizzes, grading quizzes, and proctoring exams

Newark, De

- Responsibilities consisted of grading exams and homework for Public Finance and Intermediate Macroeconomics courses

Bloomsburg, Pa

- Worked in the computer center processing Scantron grade sheet requests and assisting with mainframe maintenance.

Master Of Science (M.S.), Economics And Applied Econometrics

Bachelor Of Arts (B.A.), Economics