An accomplished senior credit risk analyst with a wealth of experience as a seasoned professional. Over a decade of hands-on experience in the banking and finance sector, played pivotal roles in the credit and risk teams of leading financial institutions. Throughout his diverse and comprehensive career journey, Paul has consistently demonstrated a commitment to excellence and a deep understanding of the financial landscape. His multifaceted experience, spanning various sectors, industries and roles (from front line underwriting to managing problem loan accounts), underscores his versatility and ability to undertake best practices and thrive in dynamic environments. Well-honed expertise in various crucial areas; assessing risks based on both qualitative and quantitative factors, conducting in-depth financial analyses, and crafting insightful business forecasts. This expertise has enabled informed credit decisions, often devising effective mitigating strategies.He began his journey at GE Capital, where he spent a significant portion of his career before transitioning to Wells Fargo International Finance (WF) in August 2016. This move was part of WF's global acquisition of GE Capital's Inventory Finance portfolio. A portfolio including management of large national deals, as well as supporting smaller local dealers and manufacturers in the floorplan space. Led multiple aspects of client relationships during tenure as key member of ANZ underwriting team overseeing a diverse range of transactions from assessing new exposures to facilitating increases, restructures, and ongoing monitoring. Before his tenure with GE Capital and WF, Paul spent several years specialising in insolvency and restructuring. This phase of his career, spanning over 6 years, was marked by roles at PKF (now BDO) and Ferrier Hodgson. He commenced his journey as a graduate accountant with PKF in 2005, embarking on a path that led him to complete the CA ANZ Program in 2008 and attain ARITA qualifications in 2010.