With the benefit of many years experience - I've been there done that & seen most things before.I'm a pension specialist, both for individuals and corporate clients. At ease with SIPPs and Final Salary schemes. At Hanbury I’m able to help clients with wider financial planning beyond pensions putting my Chartered Financial Planner status to better use.A particular passion is making sure individual clients get the best possible advice at or nearing retirement, the decumulation years - structuring and setting up an appropriate investment strategy suitable for the drawdown years.Also, enjoying making IHT planning easy for clients - after all it's the kids money so use it wisely! No IHT plan, is in effect adopting Boris and making him your favourite! My real skill, perhaps, is making the most complicated things easy for clients to understand. I was always brought up on the basis that a two page letter (remember letters??) is a page too long and a two para letter a para too long. So that's my style, straightforward and to the point.I've worked in the City most of my career and still hold dear those good old City values of:-1) My word is my bond2) Utmost good faith3) LunchBut not necessarily in that order!Out of work, my hobbies include avoiding DIY, I’m a keen chess player and plan to get back into golf.I enjoy food & wine – taking to cooking and eating with equal enthusiasm.Out of lockdown I enjoy the cinema, going to shows and travel although that would mostly be to France or Lanzarote these days. Another pleasure is driving my Alfa Romeo Spider Did I forget to mention the 3 grandchildren? As the American writer Gore Vidal once said “ don’t have children, just have grandchildren!”