RESPONSIBILITIES:* Implemented and monitored key performance indicators to track financial health and operational efficiency, utilizing data analysis tools such as QuickBooks reports and dashboards* Analyzed financial data and performance metrics to identify trends, forecast future performance, and make data-driven recommendations for process optimization* Developed and maintained comprehensive documentation of financial transactions and records, ensuring accuracy, transparency, and compliance with regulatory standards* Conducted regular audits of financial records and processes to ensure data integrity,identify discrepancies, and mitigate risks

RESPONSIBILITIES:* Oversaw and managed the company's financial transactions and records through QuickBooks* Conducted physical bank deposits, maintaining meticulous records and adhering to financial protocols* Coordinated and managed intricate logistical details for each speaking engagement including, but not limited to pre-event calls, booking flights, coordinating ground transportation, managing accommodation information, and expense reimbursement processes optimizing cost-effectiveness and travel efficiency

* Increased and managed company bank line of credit from $35 million to $60 million, and increased financial capacity for network of additional 50-60 stores by 71%* Decreased average debt-to-revenue ratio of credit portfolio from 5.5 times to 4, reducing company credit risk exposure by 27%* Planned and oversaw budget for company with over $60 million in total assets* Created and executed short- and long-term customized financial strategies to maximize revenues while minimizing expenses* Developed and refined financial models to enhance profitability, including increasing royalty income over 20%* Managed cash flow of over $3.6 million in average monthly revenues

* Oversaw credit lines for 60-100 franchisees averaging $400-500 thousand per line of credit* Administered loan facility using Oracle Loans of up to $40 million* Created successful financial models for franchisees to improve profitability reporting and internal capital allocation* Provided financial counseling and conveyed corporate financial decisions to franchisees* Prepared legal documents such as security agreements, guarantee agreements, and promissory notes* Negotiated banking fees and interest charges

* Analyzed financial statements, bank covenant ratios, and credit availability to ensure long-term financial viability* Managed collections, including royalty and inventory payments* Approved and released all inventory orders ranging from $5-7 million per month* Managed and created loan amortization schedules for entire portfolio, from loan initiation to maturity

* Organized reporting documents, including monthly financials and bank covenant ratios* Evaluated franchisee records and recommended payment plans based on payment history, purchasing activity, and earnings* Prepared reports analyzing the degree of risk associated with certain actions, including franchisee payment deferrals, royalty payment extensions, and franchisee ability to purchase merchandise

* Managed A/R and A/P* Oversaw loan administration