Open to On-Site, Hybrid and Fully Remote Roles.

Responsible for all company finance, accounting & risk management functions, including managing accounting staff, banking relationships, financial statement preparation, cash flow, payroll, retirement plan, customer credit, external audit and commercial insurance. Integral part of leadership team which grew annual revenues from $37 million to $70 million during my role as CFO.- Integral part of team which completed two separate acquisitions (one in Canada).- ERP upgrade from Oracle hosted on-site to Oracle cloud.- Negotiated 30% lower administrative fees for 401(k) plan investments.- Reduced credit card fees incurred by 25% via change in processing portal.- Transitioned payroll from manual reporting to Paychex Flex online platform.- Managed several accounting staff with various responsibilities, including recording of accounting transactions, g/l account analysis, accounts payable, accounts receivable, reconciliation of bank accounts and managing customer credit.- Compiled financial information for, and presented in, Board of Director/Owner meetings.- Managed outside banking relationships, including all borrowing and covenant reporting.- Served as primary point of contact for annual external audit. Obtained clean audit opinions every year as CFO.- Created the entire annual company budget, improving calculations for revenue, gross margin and expense estimates.- Completed final review of monthly consolidated financial statements and led financial review calls.- Reviewed all invoices for final payment approval and signed all Accounts Payable checks.- Responsible for every aspect of company payroll, including input of quarterly commissions and annual bonuses.- Trustee for company 401(k) plan, including annual compliance reporting and annual 5500 filing.- Co-Managed annual employee benefit plan renewals.- Completed annual commercial insurance renewals, including executive policies, general liability, property, workers' compensation and cyber insurance.

Responsible for all company finance and accounting functions, with special focus on management financial reporting, annual budgeting, monthly forecasting, cash management and expense approval. Also served in Board advisory capacity.- Prepared board meeting content for distribution at quarterly Board of Directors meetings, and also attended each meeting as a Board adviser.- Compiled and distributed monthly "Financial Reporting Package" summarizing key production and financial information.- Coordinated executive management budget meetings to discuss and determine assumptions and estimates and completed annual budget for review and approval by company Board of Directors.- Updated and distributed 12-month rolling forecasts for company President/CEO and holding company management.- Created agenda and led quarterly finance/risk management committee meetings.- Monitored and managed use of $200 million credit line for funding company loan closings and ongoing construction loan draws.- Forecasted future anticipated operating cash levels and communicated to applicable users within the company.- Calculated all loan originator commissions for closed commercial loans.- Responsible for annual renewal of company liability and E&O insurance coverage.- Coordinated and reviewed quarterly third party valuations of company commercial loan servicing portfolio for accurate accounting presentation.

Completed monthly consolidation and reporting of financial results in Hyperion Financial Management (HFM) web-based software for $8.0 billion North American operating division, which included 30+ legal entities.- Selected to budget team in 2005 and played key role in completion of three-year financial plan.- Maintained Hyperion Financial Management application as required for organizational changes.- Summarized key quarterly financial data for senior management using Hyperion Smartview.- Utilized SAP ERP software to provide underlying, detailed transaction information.- Communicated with outside auditors to provide information for quarterly reviews and annual audit.

Reported, analyzed, and forecasted general & administrative expenses for major Corporate Departments. Communicated frequently with department executives to clarify information.- Generated reports from SQL Financial System for monthly financial status meetings.- Researched and explained budget variances for numerous Corporate Departments.

Monitored cash utilization and determined cash flow requirements by working with Accounts Payable, Accounts Receivable, and Claims Departments.- Utilized online funds availability system with local financial institutions to prepare daily and weekly cash flow reports for company management.- Initiated ACH and wire transfers to fulfill investment and operational cash requirements.

Performed final audit and cash reconciliation for mortgage loan processing.- Conducted monthly and quarterly Management Self Audit of Accounting Services Department.