Arun Kumar Email & Phone Number

Chennai, Tn, In

Chennai, Tn, In

Develop and implement lending strategies to drive business growth and achieve lending targets.Evaluate loan applications, analyze financial statements, and assess creditworthiness of borrowers.Conduct thorough financial analysis, including cash flow analysis, collateral evaluation, and risk assessment.Negotiate terms and conditions of loan agreements, ensuring compliance with internal policies and regulatory requirements.Manage and maintain a portfolio of commercial loans, monitoring repayment schedules, and ensuring timely collection of payments.Provide guidance and support to lending officers, ensuring adherence to lending policies and procedures.Stay updated on industry trends, market conditions, and regulatory changes affecting commercial lending activities.Build and maintain relationships with existing and potential borrowers, promoting the organization's lending products and services.Collaborate with internal teams, such as credit risk, legal, and compliance, to ensure compliance with internal and external regulations.Prepare and present comprehensive reports on lending activities, including loan performance, portfolio quality, and profitability.

Chennai, Tamil Nadu, India

Worked closely with team members to deliver project requirements, develop solutions and meet deadlines.Identify, investigate, and document reports of unusual or suspicious card activityAnalyze and conduct investigations of potentially fraudulent activity to ensure minimal loss to the organizationCoordinate cross-functional communication to resolve fraud situations and provide recommendations to resolve fraudAssist and identifies other investigative efforts within the department, including creating and working moderately complex casesMaintain the fraud analytics database, track fraud trends and statuses of various types of fraudHandling and monitoring SCO II and PII data’s for auding.Linked fraudulent transactional and account records with unidentified related transactions and accounts to prevent further losses.Utilized reports and other available data sources to conduct an analysis of client's portfolio to identify fraud rings, schemes, and fraud patterns which may have gone undetected.Provided reporting on emerging fraudulent threats and vulnerabilities to assist with improvements to the fraud detection accuracy.Assisted in monitoring predictive model effectiveness and efficiency via established analytical processes.

Chennai, Tamil Nadu, India

▪ Monitoring overall functioning of processes, identifying improvement areas and implementing adequate measures to maximize overall customer experiences.▪ Creating and implementing workflows to facilitate structured support in all areas and issues. Recorded applications for loan and credit, loan information, and disbursements of funds.▪ Organizing MIS of customer complaint/production/Quality-Internal & External reports and presenting the same report in daily/monthly review.▪ Handling Client and Internal escalations/meetings over through phone and e-mails.▪ Strong and regular interaction based on results with the clients in monthly tele-conference calls and emails on daily based.▪ Prepare legal documents for Business Banking and Commercial Banking transactions using automated document prep system▪ Assist with the gathering, supplying, and presenting of monthly work volumes and performance metrics to internal business partners▪ Review/update procedures according to protocols, guidelines and methods established by Lending Services▪ Create and maintain procedures documentation adhering to the protocols, guidelines and methods established by Lending Services▪ Review/update procedures according to protocols, guidelines and methods established by Banking Services▪ Prepare or assist in preparing simple to complex tax returns for individuals or small businesses. Interview clients to obtain additional information on taxable income and deductible expenses and allowances.

Chennai, Tamil Nadu, India

Chennai Area, India

Chennai Area, India