Dan Whiting Email & Phone Number

Las Cruces, Nm, Us

Las Cruces, Nm, Us

Las Cruces, New Mexico, United States

Responsibilities included evaluating the financial status of potential customers, monitoring existing customers, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.Duties included:Analyzing and assessing the financial statements and credit history of existing and potential clients.Reviewing credit applications.Assist in the structuring of loans and create win-win scenarios for the company and borrower.Consult and negotiate with borrowers regarding financial transactions, payment terms, and credit limits.Ability to handle multiple projects simultaneously. Understanding of business, economic, and industry risk.Financial forecasting.Work closely with upper management to discuss lending risks, best practices, and governmental compliance.

Las Cruces, New Mexico, United States

Assisting the accounting department in daily, monthly, and annual activities, including generating financial reports, developing budgets, and preparing taxes. Ran and processed our ACH system as well as federal reclamations and returns.

Las Cruces, New Mexico, United States

Processed and recorded loans, transactions, payments, expenses and invoices. Examined and audited financial records to ensure overall accuracy and legal compliance.

Consulted with NMAER (New Mexico Association of Education Retirees) pension recipients to identify gaps in state pension plans and provide cost efficient solutions to retirees on fixed incomes.

Part of a pilot program training young graduates to become financial professionals. One of three to finish the program out of a starting class of 25. Built a client base of young investors ages 18-28 before graduating and taking on older/more experienced clientele. Built a book of business from ground up through persistent networking, referrals, and charity events. Assisted in launching three differing firms over a period of 12 months including managing their cash flows, building sustainable business plans, and meeting bi-weekly to assess the key businesses metrics to production goals. Used MoneyGuidePro to create, program, and test statistical Monte-Carlo simulations. Devised customized financial plans factoring in tax status to help customers reach their personal and financial goals with the highest possible net cash flow.