Danielle Perry Email & Phone Number

Raleigh-Durham Area, North Carolina

• Managed a team of credit analysts, developed their decision-making skills through continuous coaching and spontaneous training opportunities, as well as helped them develop their relationships with dealership personnel.
• Developed and executed a detailed plan for managing delinquency and risk in a high-risk, economically challenged territory.
• Trained team members on good lending practices, maintaining compliance with the CFPB and other lending regulations.… Show more
• Trained team members on good lending practices, maintaining compliance with the CFPB and other lending regulations.
• Collaborated with the sales team to develop a strategic plan for multiple markets, including identifying key players in the market, focusing on customer service and credit execution, developing plans within the team.
• Maintained consultative relationships with dealer personnel as analyst and later as credit manager.

• Analyzed incoming retail automotive credit applications by evaluating credit history and overall credit profile for prime customers.
• Developed and maintained relationships with dealership owners and/or finance managers with regular face-to-face and over-the-phone interactions.
• Wrote new policies and processes in a fledgling indirect lending department, which were implemented and used to train.
• Increased unity by implementing new funding practices within the department to… Show more
• Increased unity by implementing new funding practices within the department to increase convenience for dealerships.
• Consistently met monthly goals by growing a high-quality loan portfolio, adding new dealerships to the department, and maintaining low delinquency levels. Show less

• Created P&L and revenue projections for first year pro forma statements to secure start-up funds.
• Developed strategies for ongoing profitability in a struggling economy.
• Monitored sales performance for field representatives.
• Tracked shipments and costs for start up materials as well as subsequent product orders.
• Assisted in maintaining a diverse product lineup that would appeal to a wide array of consumers.

• Monitored financial trends and risk factors for a $62M portfolio of medium to high risk car dealerships.
• Built personal relationships with dealership owners and personnel.
• Interpreted trends and lead discussions for each dealership in portfolio during monthly risk meetings.
• Mitigated risk by developing and presenting customized business plans for dealerships that reduced GMAC’s overall risk and exposure.
• Conducted comprehensive reviews for portfolio of dealerships… Show more
• Conducted comprehensive reviews for portfolio of dealerships, utilizing financial statements, account schedules, bank statements, outside bank credit checks, and GMAC account history.