In Client Development our 4 primary objectives are to (1) retain our clients and prevent attrition, (2) provide our clients with a beautiful experience, (3) work with our clients to increase utilization of the commercial card product in order maximize rewards/rebates, and (4) assist in risk management/account maintenance. In Client Development we aim to create a level of emotional connectedness with each other, our associate partners, our customers, and our communities in which these stakeholders can't imagine a world without us. We want to meet our clients where they are, when they need us, before they know they need us.I aim to create an environment where our associates can do the best work of their lives by inspiring them, equipping them, and empowering them to accomplish more than they ever dreamed possible. I will lead my team to deliver sustainable business growth, strong financial results, an outstanding customer experience, and individual & collective success.

Responsibilities:1. Effectively determine risk and exposure level in assigned markets in accordance with credit policies and procedures.2. Able to identify key risks and mitigates with precision.3. Accountable for my team's credit decisions.4. Constantly strives to improve credit cycle times.5. Analyze all aspects of an applicant's business to determine credit worthiness and ability to pay under the terms and conditions set forth in the credit approval and in accordance with Credit Policy to minimize default risk and maximize the Bank's profitability. This includes analysis of financial statements, tax returns, bank statements, card statements, etc.6. Decisions credit requests and prepares credit packages for approval within prescribed timeframes to meet business partners and customers' expectations.7. Assist in developing new strategies to improve customer experience and manage risk in processes related to approvals, implementation, fraud, etc.8. Determine the proper risk rating for all facilities within an assigned loan portfolio.9. Understand and employ all policies and procedures of the Bank and the Commercial Card line of business.10. My competencies include: Strong communication skills, effectively influence partners and the credit organization, I am customer focused (both internal and external), I can properly assess risks and returns of a credit opportunity and help drive the business forward, I make sound independent decisions and demonstrate sound judgment to seek senior support or expertise when needed, I have a strong work ethic and a drive to be excellent, I am a strong problem solver and am able to make linkages to different areas within scope of analysis and identify impact of key decisions, I understand big-picture implications from experience, and I am results focused and deliver high quality results in terms of work, collaboration, and driving operation/process management excellence.

My primary area of expertise is upstream E&P reserve based lending and Midstream lending. I have experience with Oilfield Service, Commercial Real Estate, and C&I lending as well. I have worked on credits as large as $400MM and as small as $500M. I have experience working on very large, complex transactions through syndicated credit facilities and I have worked on simple E&P reserve based deals with small management teams. My responsibilities include marketing of prospects, implementing hedging strategies, implementing growth/exit strategies, managing and expanding existing loan and deposit relationships, underwriting credits, structuring/negotiating loan terms, collateral and cash flow analysis, reserve report analysis, financial statement analysis, pro-forma earnings/cash flow projections, reviewing title documents, working with attorneys on loan documentation, OCC reporting, meeting with OCC and bank external loan review to effectively communicate client performance and bank strategies to grow/exit credits, assist in writing, reviewing, and amending the Bank’s energy loan policy, and I am also responsible for making sure clients have an overall positive experience with the Bank. I pride myself on a strong work ethic. • Manage all Oil & Gas lending activity for Green Bank. Specialize in Reserve Based Upstream E&P and Midstream lending.• Oversaw the growth of the group from $30MM in 2012 to $220MM at its peak.• Primary deal size was between $1MM - $20MM. The portfolio, at its peak was 31 clients.• Have experience working on credit facilities as large as $400MM and as small as $500M.• I am responsible for every aspect of the loan and deposit process. I am also responsible for monitoring OCC reporting concerning Oil and Gas loans.• I have management experience with 2 direct reports.

• Promoted to AVP in 2008, VP in 2011, and SVP in 2012. I oversaw a $170MM+ energy portfolio comprised of 25 clients. • Specialized in Reserve Based Upstream E&P Lending with a small focus on Oil Field Service loans.• I was responsible for every aspect of the loan process including business development, underwriting credits, opening deposit accounts, closing loans, and managing and expanding relationships.• I had 2 direct reports.

• Began as a credit analyst in March 2002 and was promoted in 2004 to a portfolio manager.• Responsibilities included underwriting entire credit facilities and management of all aspects of the client relationship once the deal closed.• Primary focus was Commercial Real Estate and C&I lending.• At time of departure, the portfolio managed was approximately $100MM and consisted of over 40 clients ($500M - $8MM loan size).