Matt Hardy Email & Phone Number

Midlands, Uk

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions.Our Development Finance division offers creative and customised financing solutions to experienced property professionals. We believe that SME housebuilders need to work with a bank that employs experts with specialist knowledge of specific locations and markets.Responsible for introducing and facilitating the delivery of Property Development Finance solutions for brokers and clients across the UK but with a key focus on the Midlands area.

Leading Saffron Building Society's Property Development Finance function. Generating New Business via Brokers and Direct Clients, managing the process through underwriting and legal completion and managing the cradle to grave elements of Property Development Lending as well as developing the socety's proposition for our clients.

Key leadership role within the Property Development team, working closely with the Head of Property Development in leading the department in the delivery of Development Finance funding solutions to both new and existing customers.Delivering financial targets by way of business introduction from brokers, directly from developers and repeat business from existing customers. Managing the delivery of successful customer outcomes by closing out new lending opportunities in a professional and timely manner.

London, United Kingdom

Providing property finance solutions for Investment and Development Purposes. Assisting with all day to day banking needs for the portfolio of clients and upholding the Banks credit risk and regulatory risk responsibilities.

Cyprus

Essential role during Pepper’s expansion into the European loan servicing market by managing a loan portfolio (35 borrowers, €500k- €5m) of terminated loans for The Bank of Cyprus focusing on formulating recovery solutions.Ownership across entire solution development process from initial analysis, borrower meetings to drafting credit papers with settlement mechanics, deal details and proposal analytics before processing via bank’s credit approval.Exhibited loss impact and NPE reduction expertise via debt for asset swaps, cash settlements, restructured loans.Additionally MI and analysis resource for the management team to aid in strategic business decisions and effective reporting.

London, United Kingdom

Managed along side a Relationship Manager a portfolio of Mid and Large Corporate customers with exposures up to £70m including some syndicated lends across a wide variety of trading sectors in the RBS & NatWest Restructuring department.

London, United Kingdom

The Restructuring Credit Team ensures the robust review and approval of the Restructuring managed credit exposures. The team is considered a ‘Centre of Excellence’ for Credit Risk for the Banks Go Forward Restructuring portfolio covering all sectors / product lines.

During my term in this role I provided relationship and business critical support for Relationship Managers of corporate/commercial trading businesses in financial distress whose borrowing exceeded £1m.

Assistant Business Manager for a Head of Business in RBS's Global Restructuring Group. My core duty was to support the business head wherever required whilst taking proactive actions to help drive improved business performance from many aspects including financial, customer satisfaction and capital management whilst always maintaining a high standard of service to the department’s stakeholders.

Business Studies, Information Communication Technology & Economics

Activities and Societies: Debate Team

Education record

Bachelor Of Science (Bsc), Finance And Accounting For Financial Services

The Professional Certificate in Financial Services (PCertFS®) (Formally PCertB) is specifically designed for those starting out.