Patrick Benson Email & Phone Number

Long Lake, MN, US

Minnetonka, Minnesota, United States

• Work with financial leaders, legal teams, senior leadership, and institutions to manage debt financing through senior unsecured notes, commercial paper, and other credit products, supporting short and long-term capital.
• Perform detailed analyses and create impactful presentations for finance leaders, internal review committees, credit rating agencies, and senior leadership teams.
• Facilitate and execute standby letters of credit, comfort letters, and parental guarantees.
• Manage reporting for debt and derivative portfolios, including diverse credit products and associated counterparty exposures.
• Spent six months on the debt and derivative accounting team, processing ~8,000 fixed income security transactions a month (adjustable, floating, and fixed-rate securities) including MBS, Munis, Treasuries, CP, CDs.

• Executed trades on high-volume and market-leading tickers SPY, TLT, NVDA, and TSLA, leveraging fundamental analysis and market trends.
• Trades were based around scalping, macro events, seasonality, and earnings.
• Posted a near 300% return in the calendar year 2023.

Minnetonka, Minnesota, United States

• Conducted a benchmark analysis of UnitedHealth Group's capital structure in comparison to other
• companies, focusing on USD and FX funding.
• Assessed UnitedHealth Group's optimal floating rate debt strategy in relation to its floating rate investments and cash positions.
• Contributed to the letter of credit clean-up initiative and supported the development of rating agency presentations.
• Developed and regularly updated a one-page summary of capital markets fees paid to each bank.

Orono, Minnesota, United States

Independence, Minnesota, United States

Independence, Minnesota, United States

Bachelor Of Business Administration - Bba, Finance: Financial Analysis Track, Gpa: 3.90

Activities and Societies: Club Golf Captain, Business Research Fellows, Institute for Economic Inquiry

High School Diploma, Gpa: 4.13