Patrick Benson Email & Phone Number

Long Lake, Mn, Us

Minnetonka, Minnesota, United States

• Work with financial leaders, legal teams, senior leadership, and institutions to manage debt financing through senior unsecured notes, commercial paper, and other credit products, supporting short and long-term capital and liquidity needs.• Perform detailed analyses and create impactful presentations for finance leaders, internal review committees, credit rating agencies, and senior leadership teams.• Facilitate and execute standby letters of credit, comfort letters, and parental guarantees.• Manage reporting for debt and derivative portfolios, including diverse credit products and associated counterparty exposures.• Spent six months on the debt and derivative accounting team, processing ~8,000 fixed income security transactions a month (adjustable, floating, and fixed-rate securities) including MBS, Munis, Treasuries, CP, CDs, Money Market Funds and more; assisted in preparing SEC and NAIC filings; automated processes using VBA promoting to improve efficiency.

• Executed trades on high-volume and market-leading tickers SPY, TLT, NVDA, and TSLA, leveraging fundamental analysis and market trends.• Trades were based around scalping, macro events, seasonality, and earnings.• Posted a near 300% return in the calendar year 2023.

Minnetonka, Minnesota, United States

• Conducted a benchmark analysis of UnitedHealth Group's capital structure in comparison to other • companies, focusing on USD and FX funding.• Assessed UnitedHealth Group's optimal floating rate debt strategy in relation to its floating rate investments and cash positions.• Contributed to the letter of credit clean-up initiative and supported the development of rating agency presentations.• Developed and regularly updated a one-page summary of capital markets fees paid to each bank.

Orono, Minnesota, United States

Independence, Minnesota, United States

Independence, Minnesota, United States

Bachelor Of Business Administration - Bba, Finance: Financial Analysis Track, Gpa: 3.90

Activities and Societies: Club Golf Captain, Business Research Fellows, Institute for Economic Inquiry

High School Diploma, Gpa: 4.13