Scott Mccarthy Email & Phone Number

Pittsburgh, Pennsylvania

Responsible for training all member banks participating in the program, on secondary market requirements, and for maintaining the MPF training program presentation and training materials as guidelines and government requirements change.Training topics include but not limited to:- Underwriting- Quality Control- Closing- Funding- Servicing- CustodyMonitor, research and reconcile that the daily and monthly remittance requirements are met by each participant, and conduct the semi-annual audit of each participant’s remittance accountManage the approval, operational and loan servicing components of the program to ensure quality and compliance requirements are metMonitor the clearing account, transfer money, generate general ledger and DDA entries as necessaryReview monthly custodial reports for defects and/or document delivery issues and ensure custody fees are properly charged and paidCoordinate the Master Commitment process and Credit Enhancement obligation levels with each participantParticipate in internal and system-wide meetings, committees and task forces related to system enhancements, new products, and risk assessmentsAdditional responsibilities include providing support for Quality Assurance functions, such as customer support, loan reviews and predatory lending compliance.

Pittsburgh, Pennsylvania, United States

Hiker Badge

My sister, Rebecca (a Clinical Pharmacist specializing in chronic pain and addiction), and I are the co-founders of The McCarthy Mission.Our dad died in 2008 as a result of Alcohol Use Disorder (AUD). My sister had the desire and drive to make an impact addressing various mental disorders. I suggested that she implement the idea via a blog. She liked the idea but was intimidated by the idea of creating a blog. I had no experience with blogging or creating a website previously, but I was willing to give it a try. Our blog went live in August of 2019.Our mission is to challenge misconceptions about mental disorders so as to reduce stigma and encourage treatment by sharing the stories of those in recovery.We hope readers find hope and encouragement within our posts. We hope that our posts serve as conversation starters, and provide courage to those who may feel the need to open up about their own experience with mental illness.

Pittsburgh, Pa

Audited loan packages completed by underwriters to ensure quality standards are maintained during the mortgage underwriting process Identified common errors and provide clarification to the underwriting team as training opportunitiesCompleted scorecards for each loan and each underwriter to provide feedback to the underwriter and management, reflecting data to address misunderstandings and quality/salability issues

Pittsburgh, Pa

Analyzed the creditworthiness of borrowers to determine if they qualified for the mortgage loan which they appliedCounseled mortgage brokers and sales team to properly submit an initial package for review and understand investor requirements to limit delays and eliminate friction pointsReviewed documentation provided to satisfy investor and government requirements

Pittsburgh, Pennsylvania

Oversaw the production of the company-wide closing department and load-balanced to ensure all tasks were executed correctly and in a timely fashionAnalyzed, reviewed, and cleared investor- and government-regulated compliance warning issues that require management approvalPrepared daily, weekly, and monthly reports for executive managementAssisted in the development of policies and procedures, and implemented automation to enhance system developmentReviewed time-off requests to ensure sufficient staffing coverage

Green Tree, Pa

Oversaw the production of the regional closing team and load balance to ensure all tasks were executed correctly and in a timely fashionAnalyzed and resolved escalated & unusual loan scenarios that occurred within the regionCorresponded with upper management regarding government- and investor-compliance exceptions that require reviewAudited regional closers and oversaw their development

Green Tree, Pa

Trained newly hired and cross-training employees on the closing process and policiesAudited loan packages completed by trainees to ensure quality and identify future training opportunitiesAssisted in the development of the closing training process and co-wrote the closing training manual

Carnegie, Pa

Corresponded with brokers to satisfy conditions on loans, and build relationships with them to tweak procedures in an effort to eliminate friction pointsLed my team to 39 top-5 monthly finishes from March 2009-March 2013 by leading the entire company in production at 161.72% over that time period, while committing 0 major errorsFirst employee to fund over 2,000 loans finishing with a total of 2,400 loans in the 2012 calendar year, which is currently a company recordPrepared Settlement Statements for borrowers to execute, ensuring that all financials are accurately calculated and displayed

Carnegie, Pa

Analyzed the creditworthiness of borrowers to determine if they qualified for the mortgage loan which they appliedCounseled mortgage brokers to train them how to properly submit a package for reviewReviewed home appraisal reports to ensure accurate reporting, adjustments and valuation

Pittsburgh, Pa

Provided professional support to investment managers and clientsAssisted in the investment of cash and the research of currency balances, and the resolution of trade problems to ensure accurate client statements

Bachelor Of Science In Business Administration, Finance

Associate’S Degree, Business Administration And Management, General