Stefan Smith Email & Phone Number

Plano, Tx, Us

Plano, Texas, United States

Private banking and lending solutions for high net worth individuals and businesses. Assist clients with obtaining residential mortgages, home equity loans, lines of credit, one time construction loans, bridge loans, lot loans, aviation, vehicle and watercraft financing. Specializing in professional banking programs for Physicians, Dentists, Lawyers, CPAs and Business Executives.

Oklahoma City, Oklahoma, United States

Provided detailed compliance review of loan documents, promissory notes and valuable assets, including the perfection of the banks interest in collateral assets. Approved the release of funds to all appropriate parties involved in Commercial and Private Banking loans and lines of credit.

Chicago, Illinois, United States

Managed client relationships and provided trustee/custodial services generally related to asset-backed securities (ABS), including residential mortgage-backed (RMBS) and commercial mortgage-backed (CMBS) securities.Managed a portfolio of over 250 accounts

Denver, Colorado, United States

Processed mortgage loan applications through final credit approval. Analyzed and reviewed personal and business income, assets and credit documents to ensure debt to income and cash flow requirements have been met. Advanced knowledge in credit policy and underwriting requirements.Awarded top producer multiple times.

Denver, Colorado

Wholesale loan servicesMaintained flood insurance policies for commercial loans.Analyzed FEMA maps, appraisals, and legal descriptions to ensure accurate and proper zoning.

Denver, Colorado

Analyzed bank activity to ensure that it met requirements for upcoming bank CRA Exam.Contacted bank employees and organizations to obtain clarification on information regarding services performed and LMI data.Helped streamline standard protocol process to increase analyst productivity.

United States

Underwriter of residential mortgages for refinances and modifications of FHA, GSE (Fannie May and Freddie Mac) and Non-GSE (HFI and SFO) products. Performed credit analysisTrained underwriters in process, policies and new guidelines.

Hunt Valley, Maryland, United States

Successful completion of the middle market core underwriting training program. Managed all renewal accounts under $50,000 in premium for the entire Baltimore territory.Underwrote and priced P&C, GL, Auto and Umbrella policies for middle market businesses.

Baltimore, Maryland, United States

Solely responsible for performed in-depth analysis and research on 13 different trading portfolios. This included research of portfolio performance, monitoring asset allocation and positioning, attribution and instructing writers when trading action was necessary. Provided research to numerous different writers and copywriters touching different topics such as: inflation measures, dividend reinvestment strategies, energy industry, commodities, emerging markets and appearances on Fox Business News and CNBC.Created all research and foundation for The Spin Trader (SPN) and helped in legal process of approving a new trading service, which generated over $500,000 in revenue. Provided quality control and data integrity measures such as using sourcing systems, investment knowledge, monitor portfolios and editing content of marketing and client material being distributed externally.

Provided healthcare consulting for organizations and institutions such as Texas Health Resources, Augusta Health, Methodist Hospitals and Bon Secours Memorial Regional Medical Center.Worked as part of a team performing health care payment recovery, regulatory research, financial data analysis and compilation.Analyzed and tracked current client data to generate bi-weekly status reports for clients and senior management.Acted as lead consultant on a team of five people for a $500,000 revenue recovery engagement.Designed and delivered training on business processes and methods to increase productivity and reduce errors

Greater New York City Area

Generated new medical lease, start-up, practice expansion and practice acquisition transactions by working with business owners and medical vendors.Established long term relationships with medical vendors to generate a consistent revenue growth.Analyzed personal and business credit reports, financial statements, profit and loss statements, tax returns and business plans.